Had $35,000 in debts, for 2 years 10 months was paying off the debts (using the Debt Down system). Have paid all my debts off, during the 2 years and 10 months, kept re-reading The 4 Laws of Financial Prosperity to help me stay focused in paying off the debts. The 4 Laws of Financial Prosperity was a re-enforcing book about financial matters, which was really needed!